January 27, 2021

Medical Perspectives on Underwriting During COVID-19

Dr. Paulo Pinho looks at why COVID-19 has caused challenges finding coverage for jumbo cases and older clients. Dr. Pinho discusses co-morbid conditions and how they exacerbate COVID-19, how reinsurers view COVID-19, the keys to success for the vaccines, and what has to happen before things return to normal.

Paulo Pinho

Dr. Paulo Pinho, Chief Medical Director for Optimum Life Reinsurance, oversees underwriting resources that shape the company’s underwriting philosophy as it relates to evolving approaches, medical trends and breakthroughs, and industry, legislation, and governance changes.

With over 20 years of experience practicing medicine, Dr. Pinho looks for ways to enhance risk assessment and business practices through information around changing demographics and disease and non-disease specific morbidity and mortality. He’s focused on medical futurism and innovations that could allow healthcare to become more predictive and personalized for patients and ultimately foster improvement in morbidity and mortality outcomes.