M Financial Group is a leading financial services design and distribution firm, serving high-net-worth individuals and Fortune 1000 companies through a network of 140+ independent Member Firms.
What Sets Us Apart
M Financial creates value for our Member Firms through:
We help our Member Firms succeed, thrive, and realize their full potential.
At a Glance
M Financial is a recognized voice in the industry. With 13 Member Firm Principals having served as president at Finseca (formerly AALU), the nation’s leading advocacy organization for life insurance professionals, with two currently on its board. M Financial is the only producer group, through the M Life Insurance Company unit, that is an active member of the American Council of Life Insurers (ACLI).
M Financial and its Member Firms make a positive impact in their communities and the charities they support. Through local partnerships, volunteer activities, and increased philanthropic efforts, we have stepped up to address needs such as education, health services, food security, and youth programs. Generous giving is a central value within the M Community: showing up, giving back, and strengthening the areas where clients, colleagues, and families live and work.
M Financial’s 2025 Annual Report provides an overview of the initiatives undertaken in the previous year to enhance value for our Member Firm community and clients. The report offers comprehensive updates on our business lines, financial performance, and our positioning for continued progress in 2026.
M Financial Group is pleased to welcome Alvaro José Muñoz as the company’s Chief Financial Officer. Alvaro is based in M Financial’s office in Dallas, Texas. As CFO, Alvaro provides strategic and operational leadership across all financial functions at M Financial, including accounting, budgeting, treasury, tax, and investor relations. He
M Financial’s 2025 Annual Report captures the enhanced capabilities resulting from our multi-year transformation and offers a snapshot of M’s elevated performance trajectory. With an evolved operating environment to better serve our Member Firms and a focused growth agenda, M enters 2026 with momentum, confidence, and a clear sense of
M Financial is pleased to recognize several members of our Member Firm community who received National Association of Plan Advisors (NAPA) industry accolades in 2025. 2025 Top DC Advisor Teams Six M Member Firms were named to the NAPA2025 Top DC Advisor Teams list in March. The recognition highlights leading retirement
M Holdings Securities transforms its broker‑dealer and corporate RIA into a modern, simplified, and scalable platform to deliver a faster, elevated advisor and client experience and position the M Community for the future.
M opens a new HQ in the vibrant Uptown neighborhood of Dallas, TX, occupying the top two floors of The QUAD, a newly developed 12-story, state-of-the-art building.
M centers the organization around an updated mission statement: To help our Member Firms succeed, thrive, and realize their full potential.
Building on M’s legacy as the gold standard for the client experience, providing stability, strength, and expertise in a rapidly changing industry.
M launches the Magnet Program to recruit and mentor the next generation of financial professionals.
M International gives M Member Firms access to U.S. and offshore insurance products with global client support across multiple segments of international insurance solutions.
Nationwide becomes an M Partner Carrier offering exclusive proprietary products.
M sales top $1 billion for the first time.
Dedicated expertise in exam results, case presentation, carrier negotiations, and capacity management to overcome challenges in the risk assessment process.
M Wealth launches to provide sophisticated wealth management solutions to Member Firms and their clients.
M moves its headquarters to the LEED Gold certified M Financial Plaza in Portland’s Pearl District.
M's broker-dealer combines market expertise, access to thousands of products, specialized services, and benefits of scale.
M Financial Holdings Incorporated is formed to unify M Financial Group and its affiliates, giving Member Firms a greater stake in the company.
Proprietary variable investment options provide access to the expertise and investment strategies of institutional managers generally not available in other life insurance products.
M hosts the first National Advisors Conference, a prestigious gathering of wealth management and tax professionals, in St. Petersburg, Florida.
John Hancock becomes an M Partner Carrier offering exclusive proprietary products.
M authors the first American Bar Association primer on life insurance due care, establishing M as a leading client advocate.
Prudential becomes an M Partner Carrier offering exclusive proprietary products.
Unum becomes an M Partner Carrier offering exclusive proprietary products.
Pacific Life becomes an M Partner Carrier offering exclusive proprietary products.
M Financial Re is formed to reinsure life business written by Member Firms.
Carrier profits are shared with producers through the M Network for the first time.
M hosts the first national Marketing Meeting at the Longbranch Saloon in Nebraska.
Peter Mullin, Mark Solomon, Carl Mammel, and Eli Morgan (left to right) were intent on revolutionizing the industry for their clients.