A comprehensive suite of services

The depth of services behind every interaction at M Financial and our Member Firms helps solve the most complex client needs, ensuring the highest quality experience and best outcomes.

360° of Support

Technical Expertise

Specialized support to manage complex cases

Robust Analytics

Insights rooted in 40+ years of experiential data

Digital Platforms

Transforming the life insurance experience

New Business Services

M’s in-house experts help financial professionals deliver solutions that align to client needs by providing:

  • Competitive product research
  • Due care insights and analysis
  • Advanced markets expertise

Grounded in the latest intelligence on tax, legal, and regulatory issues, the M new business team delivers significant value to Member Firms and their clients.

Case Design

The highly skilled case design team at M supports financial professionals through:

  • Illustration design and support
  • Carrier and product selection
  • Multi-product designs

Actuarial Services

M has 14 full-time credentialed actuaries available to assist financial professionals with:

  • Plan design
  • Cost and liability analysis
  • Customized benefit statements and projections
  • Life insurance product studies
  • Analysis of life insurance policies to maximize return

Underwriting Services

M assists financial professionals with guidance and services at all stages of the underwriting process, from basic questions answered within hours to help with underwriting appeals. Services include:

  • Large case strategy
  • Underwriting training


As an independent broker-dealer ​and RIA, M Securities provides a business-friendly compliance environment that prioritizes ​Member Firm business processing and puts client relationships ​first. We support a full selection of broker-dealer and investment advisory offerings at some of the highest payouts in the industry.

International Capabilities

M supports a diverse platform of international product options to meet the complex needs of global corporations and clients:

  • International corporate benefits
  • Individual term products
  • U.S. domestic products
  • Traditional Universal Life products
  • Offshore private placement products

Client Advocacy

We fully align ourselves with the interests of clients, putting the needs and goals of our clients first by reinsuring our products and treating all relations as persistent, long-term commitments.

M Member Firms come in all sizes and specialties, but their commitment to excellent service and client advocacy is the same.